We make the process simple, fast, and stress-free.
Refinance with strategy
Refinancing
If your current loan no longer suits your situation, we’ll help you restructure. We compare 60+ lenders to reduce repayments, access equity, or strengthen your overall financial position.
2500
+
Clients Helped
$
500 MSettled
5.0
Google Rating
100
%
Australian Owned
2500
+
Clients Helped
$
500M Settled
5.0
Google Rating
100
%
Australian Owned
Why Homeowners Refinance With Lendco
Reduce repayments
Access equity strategically
Debt restructure options
Cash-out for renovation or investment
Switch lenders seamlessly
No cost to use our service
What to expect
From application to approval, we’ve got you covered.
Consultation
We review your current loan and compare it against what’s available in the market. You might be surprised how much you could save.
Compare Lenders
We search across 60+ lenders to find a loan that beats your current rate and suits your needs.
Application Support
We take care of the application, paperwork, and coordination with your old and new lender. Minimal effort from you.
Settlement & Beyond
Once settled, you’ll be on a better rate. We’ll also set reminders for future reviews to keep you ahead.
What our clients say
“Lendco saved us over $400 per month by switching our home loan. The whole process took just a couple of weeks. Wish we’d done it sooner!”
Peter
“I didn’t think refinancing was worth the hassle, but Lendco made it so easy. Better rate, better features, zero stress.”
Linda
“The team did a free rate health check and found I was paying way too much. They handled the switch and I’m now saving thousands a year.”
Chris
Chat to a Finance Expert
We respond within one business day.
Got questions?
Common questions
Here’s what people usually ask us. If you don’t see your question, just reach out.
Can I refinance with bad credit?
It depends on your situation. Some lenders are more flexible than others. We’ll assess your options and give you honest advice.
It depends on your situation. Some lenders are more flexible than others. We’ll assess your options and give you honest advice.
How much equity do I need?
Ideally at least 20% equity to avoid LMI, but options exist with less. We’ll calculate what’s available based on your property value.
Ideally at least 20% equity to avoid LMI, but options exist with less. We’ll calculate what’s available based on your property value.
Are there break costs?
There may be discharge fees from your current lender. We’ll factor all costs into our comparison to ensure you come out ahead.
There may be discharge fees from your current lender. We’ll factor all costs into our comparison to ensure you come out ahead.
Ready to Refinance Smarter?
Start online in under 60 seconds or speak with a broker today.
Ready To Make
Your Next Money Move?
Start online in under 60 seconds, or book a free chat with a Lendco expert.
A better way
to borrow
Clients across Australia use us for simple steps, sharp updates, and access to more lenders across every loan type.
