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Investment Property Loans

Build Wealth Through Property

Property remains one of the most popular and proven ways to build long-term wealth in Australia. Whether you’re buying your first investment property or adding to an existing portfolio, the right finance structure can make a significant difference to your returns.

At Lendco Finance, we arrange investment property loans tailored to your goals. Based on the Gold Coast and servicing clients nationwide, we access over 60 lenders to secure competitive rates, flexible terms, and loan features designed to help you maximise both short-term cash flow and long-term growth.

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Why Choose Lendco for Investment Loans?

Access to 60+ lenders with diverse property investment loan options

Tailored structures to suit strategies like negative gearing, positive cash flow, or capital growth

Competitive interest rates negotiated across the market

Options for fixed, variable, and split loans depending on your needs

End-to-end support from loan application through to settlement and beyond

We don’t just arrange finance — we help investors understand their options and make informed decisions.

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What Can an Investment Property Loan Be Used For?

1

First Investment Property

We guide first-time investors through borrowing capacity, lender requirements, and structuring loans for tax and cash flow efficiency.
2

Expanding a Portfolio

For experienced investors, we help unlock equity from existing properties to purchase additional investments and build a larger portfolio.
3

Renovation or Development Projects

Tailored lending for those looking to add value through renovations, subdivisions, or small-scale developments.
4

Refinancing Investment Loans

Review and restructure existing investment property finance to improve interest rates, cash flow, or loan features.

The Investment Loan Process

We keep the process streamlined and transparent:

01

02

Initial Discussion

We learn about your investment goals and borrowing capacity.

Loan Comparison

We review products from over 60 lenders to find competitive options.

03

04

Tailored Recommendations

We present strategies and structures suited to your situation.

Approval & Settlement

Once approved, we manage paperwork and support you through settlement.

05

Ongoing Review

We continue to monitor your loans, ensuring they remain competitive as markets and strategies change.

Key Features of Investment Loans

The right loan can deliver both flexibility and opportunity. Investment property finance may include:

Offset accounts to reduce interest and increase flexibility
Interest-only options to manage cash flow in the early years
Equity release to leverage existing property for new purchases
Tax-efficient loan structures designed with investment strategies in mind

Our brokers work closely with you and your accountant to ensure your finance is structured effectively.

Why Work With a Broker Instead of a Bank?

Banks are limited to their own products and may not fully understand investment strategies. As brokers, we compare a wide range of lenders — including those specialising in property investors — and negotiate directly to secure the most effective loan structure. This means you gain access to broader opportunities and ongoing support.

Secure Your Investment Future With Lendco

Property is a powerful wealth-building tool, but only when supported by the right finance. At Lendco Finance, we help investors take control with loans that are competitive, flexible, and tailored to their strategy. Whether you’re just starting out or already managing multiple properties, our brokers make the process clear and simple.

07 3544 6968
hello@lendcofinance.com.au
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Let’s Talk About Your Finance Goals