Refinance Loans
Your home loan shouldn’t stay the same forever. As interest rates, lenders, and your personal circumstances change, your loan should evolve too. Refinancing allows you to review your current mortgage, unlock better rates, or access equity for future goals.
At Lendco Finance, we make refinancing simple. Based on the Gold Coast and servicing clients nationwide, our brokers compare your existing loan against thousands of options from over 60 lenders. We negotiate directly with banks and lenders to secure more competitive rates and structures, ensuring your loan works for you — not the other way around.
Why Refinance Your Home Loan?
Refinancing can deliver a range of benefits, including:
Lower repayments by switching to a more competitive interest rate
Access to equity for renovations, investments, or personal projects
Debt consolidation to simplify repayments into one manageable loan
Flexibility with new features like offset accounts or redraw facilities
Improved structures tailored to your current financial situation
Even a small reduction in your interest rate could save thousands over the life of your loan.
How Lendco Makes Refinancing Easy
Review & Assess – We start by understanding your current loan, rate, and repayment structure.
Compare Options – With access to 60+ lenders, we identify competitive alternatives.
Negotiate on Your Behalf – We deal directly with lenders to secure favourable terms.
Guide You Through the Process – From application to settlement, we handle the details so the switch is seamless.
Ongoing Support – We keep in touch to ensure your loan continues to meet your needs.
When to Consider Refinancing
You may benefit from refinancing if:
Your fixed-rate loan is expiring
You’ve had your loan for several years without review
Your circumstances have changed (income, expenses, family situation)
You’re planning renovations or upgrades
You’re looking to consolidate debts into your home loan
If any of these apply, it may be time to review your options.
Broker vs Bank: The Advantage
Banks will only offer you their own products — and they’re unlikely to suggest switching to a competitor. As brokers, Lendco provides an unbiased comparison across the market, ensuring you see a wider range of options and secure a loan structured to your benefit.
Refinance With Confidence
Refinancing is one of the smartest financial moves you can make — but only when it’s done with the right advice. At Lendco Finance, we simplify the process, compare across the market, and negotiate on your behalf to ensure you save money and stay on track with your property goals.
07 3544 6968
hello@lendcofinance.com.au
