Debtor Finance
Managing cash flow is one of the biggest challenges for Australian businesses. Waiting weeks — or even months — for clients to pay invoices can put pressure on your operations, making it harder to cover expenses, pay staff, or take on new projects.
At Lendco Finance, we provide tailored debtor finance solutions that allow you to access funds tied up in unpaid invoices. By leveraging your accounts receivable, you can keep your business moving without waiting for clients to settle.
With access to over 60 lenders and specialist financiers, we connect you with products designed to improve cash flow, reduce financial stress, and create the stability needed for growth.
Why Choose Debtor Finance?
Debtor finance offers businesses a smarter way to manage working capital:
Immediate access to funds by unlocking unpaid invoices
Improved cash flow for wages, suppliers, and operating
Flexibility to grow without waiting for payments
Confidence to take on larger contracts knowing cash flow is secure
No need for property security — finance is secured against invoices instead
It’s an effective solution for businesses in industries such as construction, manufacturing, wholesale, transport, and professional services where invoice cycles can create strain.
How Lendco Helps
As brokers, we go beyond simply arranging finance. We:
Compare debtor finance products from a wide panel of lenders
Match solutions to your industry, cash flow cycle, and growth goals
Negotiate terms designed to provide flexibility and cost-effectiveness
Provide ongoing support as your financing needs evolve
Our goal is to ensure your business has the capital it needs to operate smoothly and grow with confidence.
The Debtor Finance Process
We make securing debtor finance straightforward:
Assessment – We review your outstanding invoices and cash flow needs.
Compare Options – We explore products from lenders who specialise in invoice finance.
Tailored Recommendation – We negotiate rates and structures suited to your business.
Ongoing Access – Once established, you can draw against invoices as they are issued.
Broker vs Bank: The Advantage
Banks often require long trading histories or property as security, making traditional business loans difficult for many operators. Debtor finance, however, is secured against receivables. By working with Lendco, you access a wider panel of lenders and solutions designed specifically for businesses that rely on invoicing. This provides flexibility and faster access to funds than most banks can offer.
Secure Cash Flow With Lendco
Strong cash flow is the key to business stability and growth. With debtor finance from Lendco, you can unlock the value in your invoices, take pressure off day-to-day operations, and focus on building your business.
07 3544 6968
hello@lendcofinance.com.au
