Debt Consolidation Loans
Managing multiple debts can feel overwhelming — especially when each has different interest rates, repayment dates, and fees. At Lendco Finance, we help Australians simplify their financial commitments by combining multiple debts into a single, manageable loan.
Whether you are juggling credit cards, personal loans, car finance, or store cards, our brokers can connect you with lenders that offer debt consolidation loans designed to reduce stress and often lower your total repayments.
Why Consider Debt Consolidation?
Debt consolidation is about regaining financial clarity and control. With the right loan structure, you can:
Simplify your repayments by rolling debts into one regular payment
Reduce interest rates compared to high-cost credit cards or payday loans
Lower your total monthly repayments by spreading costs across a longer term
Improve cash flow and budgeting with predictable repayments
Reduce stress by removing the need to track multiple lenders and due dates
Our role is to assess your debts, understand your goals, and negotiate with lenders to secure a solution that works for your lifestyle.
Why Consider Debt Consolidation?
Debt consolidation is about regaining financial clarity and control. With the right loan structure, you can:
Simplify your repayments by rolling debts into one regular payment
Reduce interest rates compared to high-cost credit cards or payday loans
Lower your total monthly repayments by spreading costs across a longer term
Improve cash flow and budgeting with predictable repayments
Reduce stress by removing the need to track multiple lenders and due dates
Our role is to assess your debts, understand your goals, and negotiate with lenders to secure a solution that works for your lifestyle.
How Lendco
Helps
As experienced brokers, we take a personalised approach to debt consolidation. We:
Compare products from over 60 lenders across
Australia
Australia
Identify options that align with your credit profile and
financial goals
financial goals
Negotiate with lenders to secure favourable
terms
terms
Provide clear, honest advice at every stage of
the process
the process
Continue to support you even after the
loan settles
loan settles
With our guidance, debt consolidation is not just a financial fix — it becomes a stepping stone toward long-term stability.
The Debt Consolidation Process
01
02
Review Your Current Debts
We assess your credit cards, personal loans, car loans, or other obligations.
Explore Loan Options
We compare lender products to find a consolidation structure that suits your needs.
03
04
Negotiate on Your Behalf
We work with the lender to secure competitive rates and manageable terms.
Settle & Simplify
Once approved, your new loan replaces multiple debts with one clear repayment.
Broker vs Bank for Debt Consolidation
Going directly to a bank often limits you to its products, which may not be the best fit. As brokers, we access a wide panel of lenders and structure solutions based on your overall financial position. This gives you greater flexibility, competitive rates, and the reassurance that the loan you choose genuinely improves your circumstances.
Start Fresh With Lendco Finance
Debt does not have to hold you back. With the right consolidation loan, you can reduce financial stress, simplify your obligations, and focus on building a stronger future. At Lendco Finance, we are committed to helping you achieve financial clarity with solutions tailored to your needs.
07 3544 6968
hello@lendcofinance.com.au
